While not one individual cannot actually file a bankruptcy petition online; there are several services available online that offer to simplify the process of filling bankruptcy without the help of an attorney. There are bankruptcy sites that will allow you to prepare all the forms online and then print them out to file with the bankruptcy court. There are also websites that will allow you to download the forms or to hire a paralegal that will help fill out your petition online. Whichever method you choose you will have to file the actual petition with your local federal bankruptcy clerk. Some web sites that allow you to fill out your petition online include:
BankruptcyFormProcessing.com; Rapid Law; and JurisCounsel.com. Online and paralegal bankruptcy petition preparers are barred by law from providing you with any legal advice. Individuals may file a bankruptcy petition without an attorney but remember that the bankruptcy code can be very complex, especially if you have assets of value, and often an attorney can provide you with a knowledge of the law and court procedures that is essential to protecting your legal rights in this matter.
Even if you can't file for bankruptcy online; going online does help you if you are thinking about doing it. Going online can also help you find possible satisfactory alternatives to filing for bankruptcy. A good example of this is that you can look for good and reputable credit councilors who are there to help you try to reduce or even eliminate your debt without bankruptcy. You can try researching debt consolidators which are there to help you lower your monthly payments on your debts so that your debts are cheaper. Some of these businesses are non-profit and others are even free of cost. If you can find a way to deal with your debt without going through a bankruptcy, you should do it. However, if you have to file for bankruptcy; there is much information that you can find online.
